Aapki Beti Hamari Beti
Aapki Beti Hamari Beti: Empowering Girl Children in Haryana
Launched on August 24, 2015, by the Department of Women and Child Development, Government of Haryana, the “Aapki Beti Hamari Beti” scheme is a significant initiative aimed at promoting the well-being and empowerment of girl children. This scheme is designed to ensure that every girl child receives the necessary support for education and development, promoting a positive societal attitude towards the birth of girls.
Overview of the Scheme
The “Aapki Beti Hamari Beti” scheme invests ₹21,000 with the Life Insurance Corporation (LIC) for the first girl child born in Scheduled Caste (SC) or Below Poverty Line (BPL) families, as well as for the second girl child born in families from any other caste. Upon reaching the age of 18, the girl child is entitled to receive this financial assistance. The guidelines for this scheme took effect from January 22, 2015.
Objectives of the Scheme
- Transform societal perceptions regarding the birth of girl children.
- Enhance the child sex ratio in Haryana.
- Boost enrollment and retention rates of girls in educational institutions.
- Facilitate income-generating opportunities for girls.
- Raise the minimum age for marriage among girls.
- Ensure the health, survival, and education of girls in the state.
Implementation Coverage
This scheme is applicable in both urban and rural settings across Haryana. It targets the first girl child born in SC or BPL families and the second/twin/multiple girl children born on or after January 22, 2015. The “LADLI” scheme has been integrated into the “Aapki Beti Hamari Beti” initiative, allowing families with second/twin/multiple girls born before January 21, 2015, to receive benefits under the previous guidelines.
Monitoring the Scheme
The monitoring of the “Aapki Beti Hamari Beti” scheme is conducted by the Women and Child Development Department, Haryana, along with third-party audits as mandated by the state government.
Benefits of the Scheme
The government provides various financial benefits to eligible girl child beneficiaries under this scheme:
- Families belonging to the SC category with a first girl child born after January 22, 2015, will receive a one-time grant of ₹21,000.
- BPL families with a first girl child born after January 22, 2015, are also entitled to a one-time grant of ₹21,000.
- Families having a second girl child born after January 22, 2015, will receive ₹21,000, irrespective of caste, creed, or income.
- In cases of twin/multiple births after January 22, 2015, ₹21,000 will be granted for each girl child.
- Families with a second girl child born before January 21, 2015, will receive ₹5,000 per year for five years.
- For twin/multiple births before January 21, 2015, ₹2,500 per girl child per year will be granted for five years.
The funds are invested with LIC of India in the name of the girl child, managed through her mother. If the mother is deceased, the funds will be in the father’s name, and if both parents are not alive, a guardian will manage the investment.
Withdrawal of Benefits
Benefits may be revoked by the competent authority if found to have been incorrectly sanctioned or if false information was provided. In the event of misrepresentation, the applicant may face legal repercussions. The investment certificate under this scheme is protected from any legal attachments.
Should the beneficiary pass away after turning 18 years, the parents will be entitled to receive benefits. However, if the girl marries before reaching 18 years, she will no longer qualify for the scheme’s benefits. If the beneficiary dies before the age of 18, her enrollment will be canceled, and the invested funds will be reclaimed with interest.
Eligibility Criteria
- Families from the SC community with a first girl child born on or after January 22, 2015, are eligible.
- BPL families with a first girl child born on or after January 22, 2015, can also apply.
- Families with a second girl child born on or after January 22, 2015, are eligible regardless of caste or income.
- Twin/multiple births on or after January 22, 2015, will receive grants as outlined above.
Application Process
To apply for the scheme, follow these steps:
- Step 1: Obtain the application form at no cost from the Anganwadi Centre or download it from the official website of the Department.
- Step 2: Submit the completed form along with a self-attested copy of the beneficiary’s birth certificate, immunization card, and Aadhaar number of the child or parents to the Anganwadi Worker/Health Staff.
- Step 3: The Anganwadi worker will forward the application to the Circle Supervisor/Medical Officer or the Women and Child Development Project Officer/Civil Surgeon.
- Step 4: The Women and Child Development Project Officer/Civil Surgeon will process the application and send it to the District Programme Officer, who will sanction the amount based on eligibility.
Benefits
Keeping in view the aims of the Scheme, the Government will provide benefits/financial assistance to each girl child beneficiary. This will be provided in the following manner:
All Scheduled Caste families whose first girl child is born on or after 22nd January 2015 shall be eligible to receive a one-time grant of ₹21,000/- only.
All Below Poverty Line (BPL) families whose first girl child is born on or after 22nd January 2015 shall be eligible to receive a one-time grant of ₹21,000/- only.
All families whose second girl child is born on or after 22nd January 2015, will receive ₹21000/- (One Time) irrespective of their caste, creed, religion, income, and number of sons.
In special cases, when twin/multiple girls are born on or after 22nd January 2015 will receive ₹21000/- (One Time) per girl child in any family of the State of Haryana satisfying the eligibility conditions.
All families whose second girl child is born on or before 21st January 2015, will receive ₹5000/- girl child per annum for five years irrespective of their caste, creed, religion, income, and number of sons. (This is applicable for those cases who were eligible for benefit under the Ladli scheme),
In special cases, when twin/multiple girls are born on or before 21st January 2015 will receive ₹2500/- per girl child per annum for five years irrespective of their caste, creed, religion, income, and number of sons in any family of the State of Haryana satisfying the eligibility conditions. (This is applicable for those cases who were eligible for benefit under the Ladli scheme).
The money is to be invested with LIC of India under the Scheme 'Aapki Beti Harnari Beti' in the name of the girl child beneficiary through her mother. In case, the mother is not alive then the money would be deposited in the name of the beneficiary girl child through the father. If both the parents are not alive then this money would be deposited in the name of the beneficiary girl child through her guardian.
Note: The money shall be released within one month of submission of the completed application of the beneficiary through her mother/father/guardian.
Withdrawal of Benefit:
The benefit sanctioned under the scheme shall be withdrawn by the competent authority at any stage if it is found that it was sanctioned incorrectly or received by providing false information/fabricated documents.
In case of wrong information, deliberately given by the applicant, he/she shall be liable for prosecution as per law.
he investment made in the shape of a membership certificate under this scheme shall not be liable for attachment under any law.
If the beneficiary dies after attaining the age of 18 years then the parents of the beneficiary will be eligible for receiving benefits.
The beneficiary would not be eligible for the benefit under the scheme in case she gets married before the age of 18 years.
Note: In case of the death of the beneficiary before 18 years of age, her enrolment as a beneficiary under the Scheme Aapki Beti Harnari Beti, would be cancelled with immediate effect, and funds invested against this enrolment would be taken back from Scheme Aapki Beti Hamari Beti with interest and deposited in the receipt Head of the Department.
Application Process
Apply Offline
Step 01: The application form
will be available free of cost from the Anganwadi Centre or can be downloaded from the website
of the Department.
Step 02: The duly filled form along with the self-attested copy of the birth certificate & immunization card of the beneficiary and the Aadhaar number of child or of the parents shall be deposited with the Anganwadi Worker/Health Staff.
Step 03: The Anganwadi worker/Health Staff shall submit the same to the Circle Supervisor/Medical Officer or to the Women and Child Development Project Officer/Civil Surgeon.
Step 04: The Women and Child Development Project Officer/Civil Surgeon will forward the cases to the District Programme Officer of the concerned district, who will sanction the amount as per the eligibility of the beneficiaries and would deposit the said amount via Aadhaar number linked with bank account of Life Insurance Corporation of India for investment in the name of the beneficiary.
Note 01: Employees of Haryana Government, but residing at Chandigarh and Delhi can apply to District Programme Officer Panchkula and District Programme Officer Gurgaon respectively.
Note 02: Life Insurance Corporation of India shall issue a Membership Certificate in favour of each beneficiary enrolled with them. The said membership certificate shall be given to the concerned District Programme Officer for onward delivery to the parents/guardian of the concerned beneficiary.
Note 03: The eligible girl along with her mother, father and guardian will apply on the prescribed Proforma to the District Programme Officer, Who after ascertaining the eligibility shall hand over the Membership Certificate to the beneficiary.
Frequently Asked Questions
References & Official Links
Scheme Details
| Full Name | Aapki Beti Hamari Beti |
| Short Title | ABHB |
| Level | State |
| Scheme For | Individual |
| Categories | Social welfare & Empowerment |
| States | Haryana |
| Gender | Female |
| Age Range | Any — 18 years |
| Caste/Category | SC, BPL |
| Area | Both |
| Income Limit | ₹100,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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