Small Business (GBCDC)
The scheme aims to provide financial assistance at a low interest rate to SEBC individuals for small business ventures.
About This Scheme
The scheme “Small Business (GBCDC)” by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide financial assistance to the Socially and Educationally Backward Classes (SEBC) for undertaking small businesses like grocery store, dairy parlour, animal fodder sales centre, mobile-computer repairing shop, etc., for casual business. Through this scheme, a loan amount is provided at a low interest rate to promote self-employment among SEBC individuals across the state. The scheme is implemented by the Gujarat Backward Classes Development Corporation (GBCDC). Beneficiaries can apply online without any application fee through the official GBCDC portal.
Benefits
Financial assistance in the form of a loan up to ₹2,00,000/-.
The loan can be utilised for starting small businesses such as grocery stores, dairy parlours, animal fodder sales centres, mobile and computer repairing shops, etc.
Eligibility Criteria
The applicant should belong to a socially and educationally backward class.
The applicant’s total annual individual/family income should not exceed ₹3,00,000/-.
The applicant should be a resident of Gujarat.
Application Process
Apply Online
Step 1: Visit the
official website
of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on “Apply Online”.
Step 3: If you’re a new user, click on “New Registration” Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Small Business Scheme” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Official Source: View on myScheme.gov.in
Benefits
Financial assistance in the form of a loan up to ₹2,00,000/-.
The loan can be utilised for starting small businesses such as grocery stores, dairy parlours, animal fodder sales centres, mobile and computer repairing shops, etc.
Application Process
Apply Online
Step 1: Visit the official website
of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Small Business Scheme” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Frequently Asked Questions
References & Official Links
Scheme Details
| Full Name | Small Business (GBCDC) |
| Short Title | SBGBCDC |
| Level | State |
| Scheme For | Individual |
| Categories | Business & Entrepreneurship |
| States | Gujarat |
| Gender | All |
| Caste/Category | OBC |
| Area | Both |
| Income Limit | ₹300,000/year |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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