Indira Mahila Shakti Udyam Protsahan Yojana
Indira Mahila Shakti Udyam Protsahan Yojana
The Indira Mahila Shakti Udyam Protsahan Yojana (IMSUPY) is a significant initiative from the Rajasthan government aimed at empowering women entrepreneurs. This scheme provides essential financial support and assistance to help women launch or expand their businesses, promoting self-employment and reducing unemployment among women in the state. Its primary goal is to foster the growth of micro, small, and medium enterprises (MSMEs) led by women.
Key Benefits of the Scheme
- Loan Amount: Individual women can avail loans up to ₹50,00,000, while self-help groups can access loans up to ₹1,00,00,000.
- Margin Money: A margin of 25% on the sanctioned loan amount is provided. For women from Scheduled Castes/Tribes, widows, abandoned women, victims of violence, and disabled women, this margin increases to 30%.
- Maximum Margin Money: The upper limit for margin money is set at ₹15,00,000.
- Applicant’s Contribution: The applicant’s own contribution, which can range from 5% to 10% of the project proposal, will be factored into the margin money.
- Construction Limits: The loan amount for constructing workshops or buildings can be up to 20% of the total sanctioned project amount. However, the maximum loan for business operations is capped at ₹10,00,000.
- Collateral Security: No collateral is required for loans up to ₹10,00,000. For loans exceeding this amount, applicants can link to the Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE), with associated fees borne by the beneficiary.
Eligibility Criteria
- The applicant must be at least 18 years of age.
- Permanent residency in Rajasthan is a requirement.
- Self-help groups or federations must be registered under relevant state government departments, and clusters must be registered under the Cooperative Act.
Application Process
Online Application Steps
Follow these steps to successfully apply for the Indira Mahila Shakti Udyam Protsahan Yojana:
Registration Process
- Visit the official portal.
- Select the “Register” option.
- You will be directed to the SSO registration page featuring a choice for citizens.
- Choose between Jan Aadhaar or Google for further processing:
- Jan Aadhaar: Enter your Jan Aadhaar number, click ‘Next’, select your name and family head, then click ‘Send OTP’. Enter the OTP and click ‘Verify OTP’ to complete registration.
- Google: Enter your Gmail ID, click ‘Next’, input your password, and click the new SSO link. An SSO ID will appear; create a password and enter your mobile number to complete registration.
- Finish the registration process.
Application Submission
- Access the official portal again.
- Carefully read the instructions and click on “Apply”.
- Click on the “Alert” button, which will direct you to the SSO portal.
- Log in using your credentials.
- Select “Apply for Scheme” on the screen.
- Complete the application form, which includes:
- General description
- Applicant details
- Details of the applicant and workplace
- Description of the proposed project
- Details of the proposed financial institution
- Basis of ranking
- Document upload and declaration
- Submit the completed application form.
Official Source
For further details, visit myScheme.gov.in.
Benefits
Loan Limit
Loan amount of ₹ 50,00,000/- to individual women.
Loan amount of Rs 1,00,00,000/- to self-help groups.
Margin Money
A margin money of 25% of the sanctioned loan amount will be provided under the scheme. For women belonging to Scheduled Castes/Tribes, Scheduled Castes, widows, abandoned women, victims of violence and disabled women, the margin money will be 30% of the sanctioned loan amount.
Note:
The maximum limit of margin money will be ₹ 15,00,000/-.
The applicant's own contribution (5% / 10% of the project proposal) will be considered for margin money.
Land value will not be included in the project proposal. The maximum limit of loan amount payable for construction of workshop/building will be up to 20% of the sanctioned amount of the project proposal.
The maximum limit of loan for business will be Rs. 10 lakh. Business refers to wholesale or retail purchase-sale of commercial products.
Promotion of collateral security free loans:
As per the guidelines of the Reserve Bank of India, collateral security will not be required for loans up to Rs. 10 lakh. Loans above Rs. 10 lakh can be linked with the Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE). The fee amount will be borne by the beneficiary. If the applicant voluntarily wants to give collateral security on the loan, they can do so.
Application Process
Apply Online
Registration
Step-1: Applicant have to visit the official portal
.
Step-2: Click on the option “Register
”.
Step-3: Then you will be redirected to the SSO registration page. The registration page will appear with the following options.
Citizen
Step-4: Choose the either one option from the Jan Aadhaar Or Google to process further.
Jan Aadhaar : Enter the Jan Aadhaar number, click on the ‘Next’ button,
Select your name, the name of the head of the family and all the other members and
Click on the ‘Send OTP’ button. Enter the ‘OTP’ and
Click on the ‘Verify OTP’ button to Complete the registration.
Google : Enter the Gmail ID, click on the ‘Next’ button,
Enter the password.
A new link appear on screen, now click on new SSO link.
SSO id will appear on screen, now create the password.
Enter Mobile number, click on registration.
Step-5: Complete the registration process.
Apply
Step-1: Applicant have to visit the official portal
.
Step-2: Read the instruction carefullly and click on "Apply
".
Step-3: Click on an "Alert" button and page will redirected to SSO portal.
Step-4: Now login with credentials.
Step-5: Now click on "Apply for Scheme" on screen.
Step-6: Now on the new page you will have to fill out the application form in 7 steps.
- Such as a general description
- Applicant details
- Details of applicant and workplace
- Description of the proposed project
- Details of proposed financial institution
- basis of ranking
- Document Upload and Declaration
Step-7: After filling in all the details in the application form, submit the application form.
Frequently Asked Questions
References & Official Links
Scheme Details
| Full Name | Indira Mahila Shakti Udyam Protsahan Yojana |
| Short Title | IMSUPYR |
| Level | State |
| Scheme For | Individual |
| Categories | Women and Child |
| States | Rajasthan |
| Gender | Female |
| Age Range | Any — 20 years |
| Caste/Category | SC, PwD |
| Area | Both |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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