Rythu Bima Scheme
Rythu Bandhu Farmer Group Life Insurance Scheme for Farmers” is a life insurance scheme by the Government of Telangana that provides insurance coverage to the nominee of a farmer in case of the farmer’s death. It is free for farmers and is implemented through LIC.
About This Scheme
Rythu Bima is a social security initiative of the Government of Telangana launched on 14th August 2018, aimed at providing financial support to the families of farmers in the event of the farmer’s untimely death. The main objective of the scheme to ensure financial security to the families of deceased farmers by offering life insurance coverage for both natural and accidental deaths.
Benefits
Insurance Coverage: ₹5,00,000/- per eligible farmer
Coverage Type: Natural and accidental deaths
Claim Settlement Mode: Direct bank transfer to the nominee’s account
Claim Process: Entirely online, farmer families are not required to visit any office
Eligibility Criteria
The applicant must be a farmer.
The applicant must be a resident of Telangana.
The applicant must be aged between 18 and 59 years.
The applicant’s details should be available in the Dharani database under RoR (Record of Rights) land records.
The applicant should possess a valid Pattadar Pass Book (PPB) or a RoFR (Recognition of Forest Rights) Patta.
Application Process
Apply Offline
Registration Process
Step 1: Voluntary Enrolment by Farmer:
Farmer shares personal, land, and nominee details with the Agriculture Extension Officer (AEO).
Step 2: Entry into Rythu Bima Portal:
AEO enters enrolment data into the Rythu Bima online portal.
Includes uploading required documents.
Step 3: Land Record Verification
Farmer’s land details are automatically verified using the Dharani land records database.
Step 4: Authentication
Mandal Agriculture Officer (MAO) authenticates the data submitted.
Step 5: LIC ID Generation
LIC generates a unique insurance ID for the farmer.
SMS with LIC ID is sent to the farmer’s registered mobile number
Claim Process
Step 1: Intimation of Death
Nominee informs the District Nodal Officer through the Rythu Bima portal.
Step 2: Document Upload
Nominee must upload scanned copies of the following:
Death Certificate
Identity Proof of the deceased farmer
Nominee’s ID Proof
Pattadar Passbook copy
Bank details of the nominee
Other supporting documents, if required
Step 3: Online Verification
The claim is verified by designated authorities via the portal.
If found valid, the file is forwarded for processing.
Step 4: Settlement
An amount of ₹5,00,000/ is credited to the nominee’s bank account.
SMS confirmation is sent to the nominee on successful payment
Official Source: View on myScheme.gov.in
Benefits
Insurance Coverage: ₹5,00,000/- per eligible farmer
Coverage Type: Natural and accidental deaths
Claim Settlement Mode: Direct bank transfer to the nominee’s account
Claim Process: Entirely online, farmer families are not required to visit any office
Application Process
Apply Offline
Apply Now →
Registration Process
Step 1: Voluntary Enrolment by Farmer:
Farmer shares personal, land, and nominee details with the Agriculture Extension Officer (AEO).
Step 2: Entry into Rythu Bima Portal:
AEO enters enrolment data into the Rythu Bima online portal.
Includes uploading required documents.
Step 3: Land Record Verification
Farmer’s land details are automatically verified using the Dharani land records database.
Step 4: Authentication
Mandal Agriculture Officer (MAO) authenticates the data submitted.
Step 5: LIC ID Generation
LIC generates a unique insurance ID for the farmer.
SMS with LIC ID is sent to the farmer’s registered mobile number
Claim Process
Step 1: Intimation of Death
Nominee informs the District Nodal Officer through the Rythu Bima portal.
Step 2: Document Upload
Nominee must upload scanned copies of the following:
Death Certificate
Identity Proof of the deceased farmer
Nominee’s ID Proof
Pattadar Passbook copy
Bank details of the nominee
Other supporting documents, if required
Step 3: Online Verification
The claim is verified by designated authorities via the portal.
If found valid, the file is forwarded for processing.
Step 4: Settlement
An amount of ₹5,00,000/ is credited to the nominee’s bank account.
SMS confirmation is sent to the nominee on successful payment
References & Official Links
Scheme Details
| Full Name | Rythu Bima Scheme |
| Short Title | RYTHU BIMA |
| Level | State |
| Scheme For | Individual |
| Categories | Agriculture,Rural & Environment |
| States | Telangana |
| Gender | All |
| Age Range | 18 — 59 years |
| Area | Both |
| Source | www.myscheme.gov.in ↗ |
Deepika Raikwar
Deepika Raikwar is an Education Analyst and scholarship researcher who focuses on public welfare and merit-based scholarships. She simplifies complex eligibility rules, deadlines, and application processes to help common people access reliable funding opportunities worldwide.
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